11 Best No Annual Fee Credit Cards Of 2022 Reviewed 0% intro apr for 15 months from account opening on purchases and balance transfers, then a variable apr of 20.49% 29.24% applies. balance transfer fee of up to 5% (min. $5) of the amount of each. The blue business® plus credit card from american express: best for best no annual fee amex card. citi double cash® card: best for balance transfers. capital one savorone cash rewards credit card: best for dining and entertainment. wells fargo autograph℠ card: best for quality perks for no annual fee.
The 11 Best No Annual Fee Credit Cards Of July 20 Ink business cash® credit card: best for small business. wells fargo reflect® card: best for longest 0% intro apr period. u.s. bank visa® platinum card: best for long 0% intro apr period. To give you a sense of how selective we are, here's a look at how annual fees are distributed across cards in our rating database, as of july 2024. $0 annual fee 71.00%. $1 to $74 fee 5.00%. $75. Best for everyday rewards: citi double cash® card. bonus offer: earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening. earn 2% cashback on purchases: 1% when you buy and 1% as you pay with no categories, caps, or annual fee. Capital one also offers an introductory 0% apr and 3% balance transfer fee on transactions made within the first 15 months. after the promotional period, the apr changes to a variable apr of 19.74.
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